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Summit Mortgage offers many different loan programs to fit your individual needs. Whether you know exactly what type of loan you’re looking for or have no idea where to start, we’ll be here with you through the entire process...from start to finish. Use the links below to learn more about each program.
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Conventional
Fixed Rate Mortgages
Want a stable monthly payment? Turn to a fixed rate mortgage.
Adjustable Rate Mortgages (ARM)
An increasingly popular alternative to the fixed rate mortgage, this program may give you a lower, initial monthly payment.
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Government
FHA
Government backed mortgage with lower down payment options and often more liberal qualifying than many conventional loans.
VA
Similar to FHA with special rates for those with military service.
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Jumbo & Reverse
Jumbo Loans
Options for mortgages over $417,000 and up to $1 million.
Reverse Mortgages
A "reverse" mortgage is a loan against your home that you do not have to pay back for as long as you live there. Must be at least 62 years of age.
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