Your low rate adjustable rate mortgage (ARM) has been great. But now it’s getting close to
becoming a true adjustable rate and you want to refinance before you see your payments
jump up.

Now is a great time to get into a fixed rate loan with a rate that never changes for the life of
the loan. Why is now such a great time?
   - Fixed rates are very favorable right now
   - Loan maximums have been raised for the remainder of 2008 to help borrowers
     that live in higher priced areas to refinance out of their current loans.
   - Government insured programs such as FHA loans have more liberal qualifying
     guidelines and lower down payment options.

Give us a call today for a free consultation to determine your options for getting out of your
current adjustable rate mortgage and into a fixed rate loan. It could be easier than you think!