Categories of information we collect:
We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms
• Information about your transactions with us, our affiliated, or nonaffiliated third parties
• Information we receive from a consumer reporting agency

Categories of information we disclose:
We do not disclose any nonpublic personal information about our customers or former customers to anyone, except as permitted by law.

Confidentiality and Security:
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide the requested loan origination services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

Parties With Whom We May Share Information:
We may share nonpublic personal information about our customers with companies in the Summit Mortgage Corporation family; companies that perform services for us or functions on our behalf (such as credit bureaus and insurance agents); companies that perform marketing services on our behalf, or other financial institutions with which we have joint marketing agreements; and others with which you direct us to share information about you. We may also share information about you with companies within or outside the Summit Mortgage Corporation family as permitted by law; such as with outside auditors, vendors who help us process transactions, or upon request, banking regulators, state or federal regulators, or when required by law.