Robert Carter, CEO

Robert Carter, CEO

Bob joined the mortgage industry in the late 1980s, working as a loan officer and calling on realtors and builders for referrals. In 1992, he and his wife Diana opened Summit Mortgage. They wanted to run a mortgage company from the loan officer’s point of view. The idea worked, and as Summit has grown, Bob and Diana haven’t lost that perspective. Besides minding the store, Bob serves actively on the board of the State Mortgage Banker Association. You may also see him on the slopes, the golf course, or at the throttle of his Harley-Davidson.

Diane Henson, EVP Finance

Diane has been at Summit Mortgage for 8 years and has 25 years of experience in the consumer lending industry. During her career at Summit, she has worked in the Accounting, HR, and Secondary Marketing departments. Currently she oversees the Accounting and HR departments and works closely with the branch managers on their branch profitability. When not working, she enjoys playing bridge and traveling.
 

Lance Krog, Underwriting Manager

Lance has been in the mortgage business since 1985, with two years in processing and 18 as an underwriter. Since 1998, Lance has been in charge of developing and managing Summit Mortgage’s underwriting team. In addition, he has managed aspects of our branch operations. In his spare time, Lance tends his hobby farm.

Stacey Karkoc, Internal Operations Manager

Stacey brings all sorts of hands-on experience to our operations. Before joining Summit Mortgage in 1997, she worked in shipping, post-closing, foreclosure processing and as a real-estate title closer. Our loan officers have learned to lean on Stacey for her grasp of technology and her results-oriented mindset. Outside of work, Stacey and her husband raise three children and an impressive garden.

Larry Henson, General Counsel and Compliance Officer

Larry has over 25 years experience as a corporate attorney in the financial services industry with concentrations in licensing and regulatory issues. As General Counsel and Compliance Officer since 2003, he is responsible for all regulatory, legal, licensing and quality control issues. He is a member of the American Bar Association, Minnesota State Bar Association, and the Hennepin County Bar Association. Away from work he can be found competing on the tennis courts, doing battle on a chess board, or relaxing at a card game.