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Robert Carter, CEO
Bob joined the mortgage industry in the late 1980s, working as a loan officer and calling on realtors and builders for referrals. In 1992, he and his wife Diana opened Summit Mortgage. They wanted to run a mortgage company from the loan officer’s point of view. The idea worked, and as Summit has grown, Bob and Diana haven’t lost that perspective. Besides minding the store, Bob serves actively on the board of the State Mortgage Banker Association. You may also see him on the slopes, the golf course, or at the throttle of his Harley-Davidson. |
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Kevin Miller, Manager/New Business Development
It’s Kevin’s job to cultivate business by seeking and recruiting new Affiliate Branch Managers. Before joining us in 2002, Kevin spent 21 years in the financial industry, first as a stockbroker, then as owner and operator of his own Broker/Dealer. He particularly enjoys his work because he’s seen so many prospective managers go on to achieve career goals working with Summit. After a full day, Kevin goes home to his wife of 29 years and their two children. He enjoys golf, fishing and the outdoors. |
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Diane Henson, EVP Finance
Diane has been at Summit Mortgage for 8 years and
has 25 years of experience in the consumer lending
industry. During her career at Summit, she has
worked in the Accounting, HR, and Secondary
Marketing departments. Currently she oversees the
Accounting and HR departments and works closely with
the branch managers on their branch profitability.
When not working, she enjoys playing bridge and
traveling. |
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Lance Krog, Underwriting Manager
Lance has been in the mortgage business since 1985, with two years in processing and 18 as an underwriter. Since 1998, Lance has been in charge of developing and managing Summit Mortgage’s underwriting team. In addition, he has managed aspects of our branch operations. In his spare time, Lance tends his hobby farm.
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Dan Hughes, Plymouth Branch Manager
Dan began his career at Summit Mortgage in 1992. He has long been one of our top originators, in fact, one of the best around. In 2000, the Mortgage Association of Minnesota’s named him “Loan Officer of the Year.” Along with supervising originators in our Plymouth office, Dan maintains relationships with Realtors, builders and other sources of referrals. When not here, he’s busy maintaining relationships with his wife and four kids.
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Stacey Karkoc, Internal Operations Manager
Stacey brings all sorts of hands-on experience to our operations. Before joining Summit Mortgage in 1997, she worked in shipping, post-closing, foreclosure processing and as a real-estate title closer. Our loan officers have learned to lean on Stacey for her grasp of technology and her results-oriented mindset. Outside of work, Stacey and her husband raise three children and an impressive garden.
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Larry Henson, General Counsel and Compliance
Officer
Larry has over 25 years experience as a corporate
attorney in the financial services industry with
concentrations in licensing and regulatory issues.
As General Counsel and Compliance Officer since
2003, he is responsible for all regulatory, legal,
licensing and quality control issues. He is a member
of the American Bar Association, Minnesota State Bar
Association, and the Hennepin County Bar
Association. Away from work he can be found
competing on the tennis courts, doing battle on a
chess board, or relaxing at a card game. |
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