Part of the reason is that Summit Mortgage is a lender, not a broker. We do the underwriting and closing in-house. It all happens here. It all happens seemlessly. You're the one who helps your buyer choose the right product. Do understand, we may be the lender, but we don't just work bankers' hours.

Another big advantage to Summit is technology. For starters, every loan officer has his or her own website, giving clients instant access to information any time, day or night.

We can also offer administrative support that buys you the time to focus on business, not the office. We can handle accounting tasks, benefits administration, bill paying, payroll, budgets and state licensing.

At the heart of it all is people, people who know the importance of every detail and decimal point, people who don't stop answering the phone at 4:45.