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Blog Category: Educational

The Top 5 Challenges of Second-time Homebuyers

They say practice makes perfect. So you would think that buying a second home would be easier than buying the first. Well, not necessarily. While it’s true that you might have more insight into the process and have a better idea of what to expect, second-time homebuyers actually face a whole new set of challenges ahead. To help you ... More

How to Increase Your Credit Score by 100 Points in 45 Days

How to Improve Your Credit Score by 100 Points in 45 Days (or Less!) Increasing your credit score is a popular topic that millions of people offer their advice on. Summit Mortgage has been dealing with credit scores for the last 25 years, so take it from us: not all of that information is accurate. According to Experian, More

7 Reasons Buying Is Better Than Renting

To buy, or to rent. Which do you choose? More and more people are opting for the latter. In 2016, the Pew Research Center found that 65% of households headed by young adults were renting over buying. However, the top regret of renters was that they had not purchased a home. ... More

10 Tips to Make the Move Go Smooth

You’ve done it. The previous house has been sold, the new house has been bought. You’re done… right? Not quite. When relocating to a new home, the final step before settling in is the dreaded move. At Summit, we’ve closed 5,000+ homes in the last five years alone, so we know a thing or two about ... More

The Top 6 Reasons You Should Choose Summit Mortgage

When looking for a mortgage, we’re well aware you have a lot of options. However, if knowledgeable loan officers, exceptional customer service, and a flexible process are some of your top priorities, the list really narrows down. Summit Mortgage Corporation is a privately-owned mortgage lender in Minnesota and industry leader, providing the ... More

How to Buy a Home When You Think You Can’t Afford It

If you’re thinking about buying a home, excitement is one of the first things you’ll experience. But underneath all that enthusiasm, there are certain to be plenty of questions lingering. Here are some common home buying concerns that might come up when you consider if you can afford a home – and six ways to get past ... More

5 Items To Wait To Buy Until After Your Mortgage Loan Closes

It’s perfectly normal to be excited about finally purchasing the home you’ve always dreamed of. Now you’re ready to ditch the hand-me-down furniture you’ve used for years and pick up that new matching bedroom set. There’s only one problem. Your mortgage loan hasn’t closed yet. It’s common to think that buying ... More

Let’s Talk Home Inspection

Buying a home can be a daunting process for anyone, especially if you haven’t done it before. After finding your dream home comes the really stressful part, home inspections. During this process it’s a good idea to trust your gut. Remember, the home has been presented to accentuate its highlights and shadow its flaws. Bringing in ... More

4 Tips To Lower Homeowners Insurance Costs

With the prices for everything skyrocketing these days, every penny counts. This includes your home insurance costs. If you’re thinking of buying a home and need home insurance, here are a few tips on getting quality insurance for a fair price: Tip #1: Use The Same Insurer as Your Car Many companies will offer a significant ... More

3 Quick Kitchen Upgrades To Boost Your Home’s Value

When selling a home, sometimes it’s the little details that get your home on the “yes” list during a buyer’s home search. Homeowners who want to increase the appeal of their residence before putting it up for sale can, within a few hours and with a little elbow grease, perform some do-it-yourself (DIY) kitchen upgrades that ... More

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