How Exciting!

Purchasing a home can be a stressful, but exciting time…but have no fear! My team and I will be there beside you every step of the way!

First-Time Homebuyer Qualifications and Benefits

Are you curious if you qualify as a first-time homebuyer? Good. Let’s begin with this: you don’t need to be purchasing your first home to be a first-time homebuyer. Confused? Don’t be, and don’t allow a misleading name to keep you away from powerful programs that can save you thousands of dollars and help you realize the American dream of owning a home.

APPROVED offers work harder in low inventory markets.

A pre-approval from Summit Mortgage is a great strategy to get your offer to the top of the list. Our company is respected and recognized by real estate agents working hard to get their clients to closing.

Kristi Piatz

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Meet Kristi Piatz, Branch Manager

Kristi has been serving our community since 2002. She has helped thousands of clients purchase and refinance their first, second and third homes as well as investment properties and vacation homes. She takes pride in her attention to detail and her impeccable reputation. Kristi truly appreciates the opportunity to earn your business and is sincerely committed to providing you with an exceptional and pleasant mortgage experience. When Kristi isn’t busy doing loans, she enjoys spending time with her family at their lake cabin and of course with their dog Tucker!

I’m excited to meet you!

Meet the Team

Alexis Snabb

Lending Assistant

Alexis will be your first contact once you apply for financing! Think of her as your mortgage and real estate concierge. She will set up your file and reach out to you for any documents/missing information needed to begin the process as well as gets your file ready for our 10k Underwriting Guarantee*, if you choose or fit the parameters. After closing, she will remain in contact to remind you of important information including your 1st payment and special marketing programs. She assists with providing you valuable monthly stats about your current home value and equity position based on neighborhood sales.

When to call Alexis: If you have questions on your loan application or uploading documents, or after closing if you have any questions about your first payment or the marketing programs.

Mobile: 612.424.5510

Sarah Zahler

Loan Partner II/Loan Officer

Sarah is a licensed Loan Officer and Kristi Piatz’s assistant. She assists with reviewing documentation upfront and the pre-approval process. Sarah can help you run numbers on homes you are interested in making an offer or seeing if a refinance makes sense. Once you get an accepted offer Sarah will help send out your initial documents and confirm your loan terms.

When to call Sarah: Anytime you have a question regarding your pre-approval, if you want to know if refinancing is a good option or have questions about your loan in process.

Mobile: 763.370.6785

Kylie Snabb


Kylie is your person once you have an accepted offer or decide to move forward with your refinance. She works directly with underwriting and is dedicated to making sure the final approval process is as streamlined and uncomplicated as possible. Her goal is to provide 5 star service. Kylie will keep you updated every step of the way so you are always informed about your loans status. Once f inished with underwriting Kylie confirms all the final numbers so you are ready for your closing!

When to call Kylie: Once you have an accepted offer or have started the refinance process. Questions about your appraisal, additional document requests and final closing details.

Mobile: 612.321.8074



4.94/5 Stars
"All members of the team provided thoughtful, extremely quick responses and answered any questions we had thoroughly and clearly, which took away any anxiety we might have felt throughout the process. We are incredibly grateful for your expertise, kindness, understanding, and above and beyond support in purchasing a home during a crazy buying period."

Lauren B.
"The Ascent app and it's ease of use was great! My job is IT and it was completely in line with my expectations. Most importantly, the people on Kristi's team were phenomenal, communicative, and knowledgeable a great reflection of Kristi's leadership. Glad we skipped going with a big box servicer and went with a local lender. End to end fantastic experience."

J. Richardson
"I really appreciated being timely informed on each stage of the process I was part of and the very friendly and professional communication with all the members of the team."

Jerzy G.

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9600 54th Ave N, Plymouth, MN 55442

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