Jacob Derauf

Loan Officer

New Homeowner Center

Phone: 763-439-9058

NMLS: 1199748 States Licensed: MN

Hi, I’m Jacob.

During my seven years in the mortgage business, I’ve most enjoyed helping people achieve their dreams and get into their new homes with as little stress as possible. I have worked as a Processor, Closer and Marketing Director in the mortgage industry so I feel pride in making sure that your loan is cared for from beginning to end. I primarily focus on getting first-time homebuyers into their dream homes, and I am knowledgeable in conventional, FHA, VA, USDA, and MHFA purchase and refinance loans.

Outside of work, I enjoy spending time with my wife, two daughters, and our dog. I also enjoy going up to our families’ cabins and spending time playing at local parks. And I love my local Minnesota sports teams – even though they are tough to watch sometimes.

Take the next step toward being a homeowner.

Questions about the process?

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Get Pre-qualified

First name*

Last name*

Email*

Phone

Preferred communication*

Loan purpose*

Occupancy type*

Property state*

If purchase and primary residence, have you owned a home in the last 3 years?*

Approximate home price/value

If purchase: How soon are you looking to buy?

Are you a veteran?

Credit self rating*

Down payment capacity*

Select the option that best relates to the majority of your down payment.

Approximate house hold income before taxes*

Please select the option that best applies to your current employment:*

Have you had a bankruptcy, foreclosure or short sale in the past 3 years?*

Do you have any unpaid, unreleased tax liens, judgement, collection accounts or charge off's?*

Are you required to pay an alimony, child support or separate maintenance?*

Any additional details or specific needs you may have?

Are you working with a Real Estate Agent:

Real estate agent name

Real estate agent phone

You agree Summit Mortgage may call, text, or email you.

Get in touch with Jacob

Office Location

Jacob Derauf Loan Officer Summit Mortgage Corporation

NMLS# 1199748

763-439-9058

7077 Northland Circle N, Brooklyn Park, MN 55428
Suite 100

Resources for homebuyers

Understanding the loan process

The loan process will be different for every homebuyer. We’re here to help answer your questions and show you how to buy a house.

Summit Mortgage blog

Apr 7, 2020

What First-Time Homebuyers Need to Know About Fixer-Uppers

Is It a Good Idea to Buy a Fixer-Upper? While first-time homebuyer loans, grants and other programs can ...

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