Your Space, Your Rules:
Make the Move to Homeownership!

Unlock your Future

Tired of sharing paper-thin walls, missing out on a backyard of your own, or wishing you had your own personal space? It’s time to upgrade from apartment living or living with mom and dad, to the freedom of homeownership. Discover the joy of having your own space—whether it’s hosting friends without limits, enjoying a private outdoor retreat, or choosing how you personalize your place. Your dream home is waiting, and it’s closer than you think!

Why Summit Mortgage?

  • Fast and Easy Pre-approval Process
  • Pre-approvals do not expire – Take your time finding the perfect home
  • Tailored loan options and expert consultations to fit your needs.
  • Experienced Loan Officers are Ready to Guide You
  • No upfront costs, obligations, or expectation. No high pressure sales here!

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

Kerri's Reviews:

4.94

Experience.com rating

Jackie's Reviews:

4.92

Experience.com rating

Meet the LO!

Kerri Kappler

Jackie Gardner

Get to Know Kerri and Jackie

Kerri Kappler

Branch Manager

Hi, I’m Kerri. I enjoy helping clients make their homeownership dreams a reality by understanding what they want to accomplish with their mortgages. I try to become a friend through the process to help ease the anxiety that arises when making large changes in life. I enjoy what I do and the lasting relationships that are created.

Jackie Gardner

Loan Officer

I was born and raised in Honesdale, PA. I went to college and studied Visual Communications for 2 years when I found my true calling in helping clients achieve home ownership. Being a local lender in the small town I grew up in really helps me know the area and local real estate market better than any online company. I love meeting new people and learning new things about my industry.

We're excited to meet you.

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Equal Housing Opportunity