Your Space, Your Rules:
Make the Move to Homeownership!

Unlock your Future

Tired of sharing paper-thin walls, missing out on a backyard of your own, or wishing you had your own personal space? It’s time to upgrade from apartment living or living with mom and dad, to the freedom of homeownership. Discover the joy of having your own space—whether it’s hosting friends without limits, enjoying a private outdoor retreat, or choosing how you personalize your place. Your dream home is waiting, and it’s closer than you think!

Why Summit Mortgage?

  • Fast and Easy Pre-approval Process
  • Pre-approvals do not expire – Take your time finding the perfect home
  • Tailored loan options and expert consultations to fit your needs.
  • Experienced Loan Officers are Ready to Guide You
  • No upfront costs, obligations, or expectation. No high pressure sales here!

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

Kevin's Reviews:

4.86

Experience.com rating

Kerri's Reviews:

4.93

Experience.com rating

Jackie's Reviews:

4.91

Experience.com rating

Meet the LO!

Kevin Kappler

Kerri Kappler

Jackie Gardner

Get to Know Kevin, Kerri, and Jackie

Kevin Kappler

Regional Manager

I’ve spent 38+ years in the Lending industry and held positions ranging from entry-level to Senior Management positions. I joined Summit Mortgage in April of 2007 as a Branch Manager after stepping back from a senior management position at Countrywide Home Loans which allowed me to reengage the joy of working directly with consumers and help them realize the benefits of home ownership. My second joy is training and coaching those new to our industry and supporting those looking to grow their skills to achieve more. Reflecting on my 38 years in the Industry and given my background in both Operations and Origination, I can say with confidence that Summit provides the operational support, underwriting consistency, and competitive pricing necessary to enable long lasting success in our industry. That consistency is due in part from the stability found in a privately owned, family run company that opened its doors in 1992 and navigated a myriad of market changes while prospering through it all. To be successful in our industry, it helps to surround yourself with like-minded people and that’s been the culture at Summit during my tenure.  In my free time, I enjoy racing, boating, hunting, fishing, snowmobiling, and motorcycles. Anything outdoors!

Kerri Kappler

Branch Manager

Hi, I’m Kerri. I enjoy helping clients make their homeownership dreams a reality by understanding what they want to accomplish with their mortgages. I try to become a friend through the process to help ease the anxiety that arises when making large changes in life. I enjoy what I do and the lasting relationships that are created.

Jackie Gardner

Loan Officer

I was born and raised in Honesdale, PA. I went to college and studied Visual Communications for 2 years when I found my true calling in helping clients achieve home ownership. Being a local lender in the small town I grew up in really helps me know the area and local real estate market better than any online company. I love meeting new people and learning new things about my industry.

We're excited to meet you.

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Equal Housing Opportunity