Smart Move!

Today’s market may not seem like the ideal time to purchase your DREAM HOME,
look closer and you may be surprised that NOW may be the BEST time to buy!

Take a step closer to your dream home by filling out the form below!

(it only takes 45 seconds!)

By submitting this form you agree that Summit Mortgage may call or email you.

Purchasing a Home in Today's Market: The Pros Outweigh the Con.

So you had made up your mind that it was time to purchase your first home or maybe you were going to move up, out, or into a new location and suddenly mortgage rates nearly doubled! While it may seem logical to stay on the sidelines and wait for rates to ease, it may make more sense to purchase now, despite the higher rates.

Pros – Current Market Conditions Provide Flexibility:

  • Seller paid closing costs
  • Seller paid rate buydown
  • Seller paid 2-1 buydown
  • Seller paid repairs
  • Seller paid improvements
  • Price negotiation
  • Pay less than asking price
  • No need to waive inspection
  • Inspection negotiations
  • Time to think
  • Contingency contracts
  • Longer contract to close


  • Higher rates

If you can budget the payment at today’s rates, there are many valuable reasons to take advantage of the current market and Summit is here to help you along the way. Give us a call to discuss this further – it may be the perfect time to purchase a home!

APPROVED offers work harder in low inventory markets.

A pre-approval from Summit Mortgage is a great strategy to get your offer to the top of the list. Our company is respected and recognized by real estate agents working hard to get their clients to closing.

We’re excited to meet you!

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9600 54th Ave N, Plymouth, MN 55442

Summit Mortgage Corporation licensed as Summit Home Mortgage, Inc. in NC, OR, UT, and WA; 9600 54th Ave N, Suite 100, Plymouth, MN 55442; AZ Mortgage Banker license 1038277; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MN – This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of MN. Stat. Section 47.206 (3) and (4); Licensed by the N.J. Department of Banking and Insurance; WA – CL-1041; NMLS ID #1041 (

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