Your Space, Your Rules:
Make the Move to Homeownership!

Unlock your Future

Tired of sharing paper-thin walls, missing out on a backyard of your own, or wishing you had your own personal space? It’s time to upgrade from apartment living or living with mom and dad, to the freedom of homeownership. Discover the joy of having your own space—whether it’s hosting friends without limits, enjoying a private outdoor retreat, or choosing how you personalize your place. Your dream home is waiting, and it’s closer than you think!

Why Summit Mortgage?

  • Fast and Easy Pre-approval Process
  • Pre-approvals do not expire – Take your time finding the perfect home
  • Tailored loan options and expert consultations to fit your needs.
  • Experienced Loan Officers are Ready to Guide You
  • No upfront costs, obligations, or expectation. No high pressure sales here!

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

Lynn's Reviews:

4.86

Experience.com rating

Tina's Reviews:

4.99

Experience.com rating

Leather's Reviews:

4.23

Experience.com rating

Meet the LO!

Lynn Owenby

Tina Shields

Leather Banks

Get to Know Lynn, Tina, and Leather

Lynn Owenby

Loan Officer

With 15+ years in the mortgage industry, I understand and appreciate the fact that buying a home is a big deal. I intend to make the process easier by being hi-tech and, just as important, high-touch. I am here from application to closing and beyond. It’s not just a closed loan, it’s a relationship that goes beyond the closing.

I firmly believe that homeownership is vital to our neighborhoods, communities, and ultimately the nation as a whole.

So it’s just not an application, it’s an opportunity to enrich the lives of individuals and transform houses into homes.  
 
It’s my goal and commitment to keep homeownership thriving.

Tina Shields

Loan Officer

For over two decades, I’ve dedicated my career to empowering individuals and families to realize the dream of homeownership. The housing market is constantly evolving, and I pride myself on being a steadfast and trusted advisor, helping everyone from first-time buyers to seasoned investors navigate the complexities of the mortgage process with confidence. My commitment extends far beyond closing day – I’m your friend and advisor for the long haul. In my free time, I love making memories with my children and grandchildren, and pursuing my passions for live music, books, and travel.

Leather Banks

Branch Manager

Hey there! I’m Leather Banks—Mortgage Loan Officer by day, bookworm, travel enthusiast, proud mommy and fur-mommy by… well, always.

Buying a home (or your tenth!) should feel exciting—not overwhelming. That’s where I come in. Whether you’re a wide-eyed first-time buyer or a seasoned investor, I’m here to decode the mortgage maze and help you find the perfect fit. With years of experience, a knack for simplifying the complex, and a genuine love for helping people, I make the loan process smooth, smart, and dare I say… enjoyable?

Clients say I’m friendly, helpful, and know my stuff (modesty alert!), and I say: I just really love what I do. Every mortgage has a story, and I’m here to help you write yours—one confident step at a time.

When I’m not crunching numbers or navigating loan options, you’ll find me spending time with my amazing family, plotting my next travel adventure, or happily lost in a good book (recommendations always welcome).

Let’s make your mortgage experience a great one. Reach out—I’d love to chat!

We're excited to meet you.

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Equal Housing Opportunity