Your Space, Your Rules:
Make the Move to Homeownership!

Unlock your Future

Tired of sharing paper-thin walls, missing out on a backyard of your own, or wishing you had your own personal space? It’s time to upgrade from apartment living or living with mom and dad, to the freedom of homeownership. Discover the joy of having your own space—whether it’s hosting friends without limits, enjoying a private outdoor retreat, or choosing how you personalize your place. Your dream home is waiting, and it’s closer than you think!

Why Summit Mortgage?

  • Fast and Easy Pre-approval Process
  • Pre-approvals do not expire – Take your time finding the perfect home
  • Tailored loan options and expert consultations to fit your needs.
  • Experienced Loan Officers are Ready to Guide You
  • No upfront costs, obligations, or expectation. No high pressure sales here!

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

Lynn's Reviews:

4.88

Experience.com rating

Tina's Reviews:

4.99

Experience.com rating

Leather's Reviews:

4.45

Experience.com rating

Meet the LO!

Leather Banks

Lynn Owenby

Get to Know Jessica, Lynn, Tina, and Leather

Jessica Bagwell

Branch Manager

Real estate has been my passion for over 30 years, and I am blessed to have worked with so many great borrowers that I can now call my friends. I spent my early years in mortgage learning the inner workings of the back office to managing various job roles, which helped prepare me for the greatest job role of all, being a loan officer. Helping folks achieve the goal of home ownership is one of the most rewarding things I can think of and I’m so lucky to have been a part of that for so many folks. Whether you are a first-time homebuyer, buying an investment property, building a home or whatever your home ownership goals are, I am here to help. With my experience, I will make sure you are informed and prepared for the journey, and I am always available to answer any questions you may have. Communication is key when working with so many moving parts and it makes for a smoother closing experience. I’d like to think I make dreams come true so let me help you with yours!

On a personal note, I am married to my best friend, Ted and we have 5 children, so when I’m not working, we are usually running in different directions. We also have 4 fur babies, 2 mini doxies and 2 cats, and sometimes they can be a handful if they are in a mood, lol. I love to cook big meals for my family and friends so you will never leave my house hungry and I love trying new recipes so if you got a good one, send it to me.

Lynn Owenby

Loan Officer

With 15+ years in the mortgage industry, I understand and appreciate the fact that buying a home is a big deal. I intend to make the process easier by being hi-tech and, just as important, high-touch. I am here from application to closing and beyond. It’s not just a closed loan, it’s a relationship that goes beyond the closing.

I firmly believe that homeownership is vital to our neighborhoods, communities, and ultimately the nation as a whole.

So it’s just not an application, it’s an opportunity to enrich the lives of individuals and transform houses into homes.  
 
It’s my goal and commitment to keep homeownership thriving.

Tina Shields

Loan Officer

For over two decades, I’ve dedicated my career to empowering individuals and families to realize the dream of homeownership. The housing market is constantly evolving, and I pride myself on being a steadfast and trusted advisor, helping everyone from first-time buyers to seasoned investors navigate the complexities of the mortgage process with confidence. My commitment extends far beyond closing day – I’m your friend and advisor for the long haul. In my free time, I love making memories with my children and grandchildren, and pursuing my passions for live music, books, and travel.

Leather Banks

Branch Manager

Hey there! I’m Leather Banks—Mortgage Loan Officer by day, bookworm, travel enthusiast, proud mommy and fur-mommy by… well, always.

Buying a home (or your tenth!) should feel exciting—not overwhelming. That’s where I come in. Whether you’re a wide-eyed first-time buyer or a seasoned investor, I’m here to decode the mortgage maze and help you find the perfect fit. With years of experience, a knack for simplifying the complex, and a genuine love for helping people, I make the loan process smooth, smart, and dare I say… enjoyable?

Clients say I’m friendly, helpful, and know my stuff (modesty alert!), and I say: I just really love what I do. Every mortgage has a story, and I’m here to help you write yours—one confident step at a time.

When I’m not crunching numbers or navigating loan options, you’ll find me spending time with my amazing family, plotting my next travel adventure, or happily lost in a good book (recommendations always welcome).

Let’s make your mortgage experience a great one. Reach out—I’d love to chat!

We're excited to meet you.

Submit this form to start a mortgage journey, and one of us will personally connect with you to discuss next steps.

By submitting this form, you agree that Summit Mortgage may call or email you.
Equal Housing Opportunity