See How Summit Delivers the Full Package!

The Summit Mortgage Promise

Our job is to help people get the best home loan possible, at a competitive price, while treating them like our own family.  – Summit Mortgage Founder, Robert Carter

We believe it’s possible to build a successful company without sacrificing integrity, transparency, or expertise – and we haven’t been wrong yet. Integrity requires transparency and accessibility while expertise is what we obtained as veterans and students of the mortgage industry evidenced by our 30+ years of navigating and thriving in a variety of market conditions.

Let us help you find a custom loan solution by filling out the form below!

(it only takes 45 seconds!)

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Explore Your Mortgage Solutions

Looking to purchase, refinance, remodel or pull our equity?  We’ll help you on your journey by offering expert guidance to navigate the mountain of decisions ahead about which program is right for you. Whether you are considering options for a primary home, a second home or an investment property we have local experts who can help you figure out the next best steps for your situations.

Why work with Summit Mortgage?

We’ve helped homebuyers successfully navigate the mortgage process for over 30 years by building strong, trusting relationships. Your experienced Summit Mortgage loan officer will help you choose the right mortgage program and find ways to save you as much money as possible—something you won’t get from big banks or call centers.

Our experienced loan officers are ready to guide you with:

  • Tailored loan options and expert consultations to fit your needs.
  • No upfront costs, obligations, or expectation. No high pressure sales here!

See What Others Have to Say About Us!

Don’t just take our word for it—our clients’ experiences speak volumes! From start to finish, we’ve had the privilege of helping amazing people reach their homebuying goals, and their feedback reflects the care, dedication, and results we strive for every day. Read below to see how we’ve made a difference in their journeys!

4.94

Experience.com rating

Here's the Difference-Maker:

Make your offer pop 10,000 times more! In tight inventory markets, make your offer stand out. We’re so confident in our process, that if your loan doesn’t close, we’ll either purchase the seller’s home or pay the seller $10,000!

Your Loan Officer will have all the details.
Some limitations apply.

Summit Mortgage is one of the highest-rated mortgage lenders on Experience.com.

© Copyright 2026 – Summit Mortgage Corporation, NMLS# 1041

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9600 54th Ave N, Plymouth, MN 55442

Summit Mortgage Corporation licensed as Summit Home Mortgage, Inc. in IN, NC, OR, UT, and WA; 9600 54th Ave N, Suite 100, Plymouth, MN 55442; AZ Mortgage Banker license 1038277; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MN – This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of MN. Stat. Section 47.206 (3) and (4); Licensed by the N.J. Department of Banking and Insurance; WA – CL-1041; NMLS ID #1041 (www.nmlsconsumeraccess.org)

In New York: Achieve Home Mortgage in lieu of true name Summit Mortgage Corporation.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.