Zero Pressure, Stress-Free Home Loans that Comfortably Fit Your Budget.

Today’s market may not seem like the ideal time to purchase your DREAM HOME,
look closer and you may be surprised that NOW may be the BEST time to buy!

It only takes 45 seconds to take a step closer to your new home!


"Bill has worked with me for all of my housing purchases for the past 24 years! I highly recommend him and his team! He is great!!"

Heidi B.
"The whole process was extremely easy, completely informative and streamlined which made it absolutely stress free for us. Bill, his staff and all those who helped in this process are a “Dream Team”. We will be referring all our friends & family members 100%."

Megan J.
"Loved working with Bill Zimmerman and team. We were given clear communication as to the process and when we could expect things to happen. I would highly recommend Summit, I wouldn’t have thought this could have been any easier as buying a home can be stressful, this side of it definitely was not! Thank you for working with our family!"

Steven A.
"Bill at Summit Mortgage was great to work with. He was there every step, process was very simple and easy. Anytime I needed to reach out to him, he was there."

"Professional approach, clear communication of what to expect, and delivered in a timely manner. Everyone involved was personable and they were good listeners."

Sandra C.
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Bill Zimmerman
Senior Mortgage Consultant
NMLS #3773

Office Phone:

Purchasing a Home in Today's Market: The Pros Outweigh the Con.

So you had made up your mind that it was time to purchase your first home or maybe you were going to move up, out, or into a new location and suddenly mortgage rates nearly doubled! While it may seem logical to stay on the sidelines and wait for rates to ease, it may make more sense to purchase now, despite the higher rates.

Pros – Current Market Conditions Provide Flexibility:

  • Less competition
  • Seller paid closing costs
  • Seller paid rate buydown
  • Seller paid 2-1 buydown
  • Seller paid repairs
  • Seller paid improvements
  • Price negotiation
  • Pay less than asking price
  • No need to waive inspection
  • Inspection negotiations
  • Time to think
  • Contingency contracts
  • Longer contract to close


  • Higher rates

If you can budget the payment at today’s rates, there are many valuable reasons to take advantage of the current market and Summit is here to help you along the way. Give us a call to discuss this further – it may be the perfect time to purchase a home!

© Copyright 2024 – Summit Mortgage Corporation, NMLS# 1041

9600 54th Ave N, Plymouth, MN 55442

Summit Mortgage Corporation licensed as Summit Home Mortgage, Inc. in NC, OR, UT, and WA; 9600 54th Ave N, Suite 100, Plymouth, MN 55442; AZ Mortgage Banker license 1038277; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MN – This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of MN. Stat. Section 47.206 (3) and (4); Licensed by the N.J. Department of Banking and Insurance; WA – CL-1041; NMLS ID #1041 (

In New York: Achieve Home Mortgage in lieu of true name Summit Mortgage Corporation.
This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.

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