Walk with Summit and Have Peace of Mind.

Summit Mortgage offers the tools and expertise to guide homebuyers through every step of the home-buying process, ensuring a smooth and confident experience. From an amazing pre-approval program (Seller’s Choice Underwriting Guarantee) to expert advice, Summit Mortgage is dedicated to helping buyers make informed decisions with peace of mind, so they can focus on the excitement of finding and purchasing their new home.

How can our Seller's Choice guarantee AMPLIFY your offer?

Make an offer with confidence! For qualifying borrowers, if your loan doesn’t close according to the terms of the Guarantee Letter, we’ll purchase the home in cash or pay the seller $10,000 out of our own pocket. 

  • Let your Real Estate Agent know you’re committed to success.
  • Feel confident you’re FULLY approved.
  • Make sure your offer is at the top of the pile.
  • Instill confidence in the seller that your offer is SOLID.
  • Minimize anxiety through the homebuying process.

Some limitations may apply.

First-Time Homebuyer Qualifications and Benefits

Are you wondering if you qualify for first-time homebuyer programs? The term might be misleading. You don’t actually have to be purchasing your first home to be considered a first-time homebuyer. Confused? Don’t be! First-time homebuyer benefits can offer significant financial savings and help make owning your own home a reality. Don’t let the name hold you back from achieving the American dream of homeownership. Let’s explore how you could qualify for these home loan programs.

Fill out the form below and our team will reach out to guide you!

By submitting this form, you agree that Summit Mortgage may call or email you.

APPROVED offers work harder in low inventory markets.

A pre-approval from Summit Mortgage is a great strategy to get your offer to the top of the list. Our company is respected and recognized by real estate agents working hard to get their clients to closing.

Derek Beisner
Branch Manager/Loan Officer
NMLS #288530
E: derekbeisner@summit-mortgage.com
C: 949.637.9939

Meet Derek Beisner, Branch Manager

My name is Derek Beisner. With over 24 years in this profession, I have developed a wealth of experience which allows me to help my clients navigate through their transaction with ease.  My creative problem-solving, and forward-thinking sets me apart from the rest.  It is a privilege to help you and I look forward to the opportunity to serve you.

My mortgage advice helps you build wealth and prosperity with real estate faster by helping you make smarter mortgage decisions. I manage your mortgage over time, to ensure you always have the best mortgage to achieve your family’s financial / retirement goals.

EXPERIENCE.COM CUSTOMER RATING

5.0

Experience.com Star Rating_5.0
"Derek was so awesome to work with! He was very kind, helpful, communicative, & quick to respond both by phone and email. I will be referring Derek to my friends and family!"

Ashley B.
★★★★★
"Derek and Heidi were an absolute pleasure to work with. They are communicative, reliable and friendly. My fiancé and I were first-time home buyers, and Derek made sure we were confident and informed along the whole process."

Chelsey F.
★★★★★
"Derek was great! His communication was great, and he did what was needed, to get the job done, and that’s all we could ask for. Thanks Derek!"

Jason S.
★★★★★
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summit-mortgage.com

9600 54th Ave N, Plymouth, MN 55442

In New York: Achieve Home Mortgage in lieu of true name Summit Mortgage Corporation. This site is not authorized by the New York State Department of Financial Services. No mortgage solicitation activity or loan applications for properties located in the State of New York can be facilitated through this site.