Good Question!

While lower rates can be exciting, they often lead to increased home prices. On the other hand, higher rates affect monthly payments. However, when rates eventually decrease, you can refinance, potentially putting you in a better financial position than if you had continued renting or bought a higher-priced home with a lower rate.
Should you WAIT or BUY NOW? Let’s have a discussion!

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Here's the Difference-Maker:

Make your offer pop 10,000 times more! In tight inventory markets, make your offer stand out. We’re so confident in our process, that if your loan doesn’t close, we’ll either purchase the seller’s home or pay the seller $10,000!

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APPROVED offers work harder in low inventory markets.

A pre-approval from Summit Mortgage is a great strategy to get your offer to the top of the list. Our company is respected and recognized by real estate agents working hard to get their clients to closing.

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Summit Mortgage Corporation licensed as Summit Home Mortgage, Inc. in NC, OR, UT, and WA; 9600 54th Ave N, Suite 100, Plymouth, MN 55442; AZ Mortgage Banker license 1038277; CA – Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; MN – This is not an offer to enter into an agreement. Any such offer may only be made in accordance with the requirements of MN. Stat. Section 47.206 (3) and (4); Licensed by the N.J. Department of Banking and Insurance; WA – CL-1041; NMLS ID #1041 (

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