Great News!

You would be surprised to know that a great number of veterans who have served are unaware that they qualify for VA benefits, including buying a home. Let’s see if YOU qualify!

VA® Qualifications and Benefits

APPROVED offers work harder in low inventory markets.

A pre-approval from Summit Mortgage is a great strategy to get your offer to the top of the list. Our company is respected and recognized by real estate agents working hard to get their clients to closing.

Joe Humphrey
Branch Manager
NMLS #1525883
C: 832.714.1003

Meet Joe Humphrey, Branch Manager

For the greater part of the last (35) thirty-five years, I have been involved in the “Home-Buying Process” in one capacity or another. Starting with my family’s business in Flint, MI much of my life has been focused on Real-Estate. During my early college years at Mott Community College®, I worked as a Bookkeeper/Assistant Admin at Gatewood Realty®; a Real-Estate office owned and operated by my eldest sister. While under her tutelage, I gathered life-long skills on how to best multi-task a multitude of tasks and deadlines throughout the day.

When the time had come and after years of Professional Sales in various industries, I determined that Real-Estate and Mortgage would be my industries of choice. I have always been a passionate crusader supporting the under-serviced segment of the communities where I lived and worked.

I got my start in the Mortgage Industry with AmeriQuest Mortgage® back in 2002 where I was recognized as a Top Producer originating upwards of $100M in refinance transactions in little over 3 years.

I went on to run mortgage branches both in Michigan and now in Texas where I reside with my beautiful wife and family. Today, I’m with Summit Mortgage and in addition to supporting home buyers throughout Texas and Michigan, I also operate an online Mortgage Branch where we have a focus on working with 1st-time home buyers, self-employed individuals and most notably, veterans through VA REP-Houston®; a Nonprofit dedicated to increasing sustainable homeownership, financial-literacy education, and economic opportunities for the military community of the Greater Houston, TX Area which totals over 300,000 individuals.

Lastly, and most importantly, I am an Ordained Minister, Husband, Father, Music Producer, Life Coach, and “Serial Entrepreneur” who believes no one is beyond helping and giving attention to. I have dedicated most of my adult life to helping others as I personally believe, “Service to Many Leads to Greatness!”

I'm excited to meet you.

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How can our Seller's Choice guarantee AMPLIFY your offer?

Make an offer with confidence! For qualifying borrowers, if your loan doesn’t close, we’ll purchase the home in cash or pay the seller $10,000 out of our own pocket. 

  • Let your Real Estate Agent know you’re committed to success.
  • Feel confident you’re FULLY approved.
  • Make sure your offer is at the top of the pile.
  • Instill confidence in the seller that your offer is SOLID.
  • Minimize anxiety through the homebuying process.

Some limitations may apply.

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