It takes a lot more than a handshake and signature to get approved for a home loan, and that’s a good thing. Today’s approvals require an extensive amount of documentation, forms, and verifications to protect you and the lender. The objective is not to make buying your home ... More
How Does Someone Buy a Second Home? For a lot of people, owning a second home means owning a vacation home. Unless you've won the lottery, you’ll likely need a second mortgage to purchase one, and that can be expensive. Cost is why a vacation home remains ... More
So you know you want to buy a new home, but how do you even start looking? Once you’ve set your budget and contacted your personal loan officer More
Love is in the air, as are your dreams of life after your upcoming wedding. You’ve likely pictured your future a thousand times over. Maybe you and your soon-to-be spouse hope to purchase a condo in the city, a bungalow in a first-ring suburb, or a ... More
What Are the Requirements for a First-Time Homebuyer Loan? Are you curious if you qualify as a first-time homebuyer? Good. Let's begin with this: you don’t need to be purchasing your first home to be a first-time homebuyer. Confused? Don’t be, and don’t allow a ... More
Overwhelming. Stressful. Panic inducing. Exciting. Exhilarating. Fun. This combination of emotions isn’t unusual for homebuyers, whether you’re a first-time buyer or selling your current home while finding your next one. It takes a ... More
It’s perfectly normal to be excited about finally purchasing the home you’ve always dreamed of. Now you’re ready to ditch the hand-me-down furniture you’ve used for years and pick up that new matching bedroom set. There’s only one problem. Your mortgage loan hasn’... More
Mortgage rates are at or near an all-time low, which has real estate investors and homebuyers racing to find the best deal on a new property. However, in addition to mortgage rates being at or near an all-time low, so is the current housing inventory in the ... More
When inventory is low, buyers need to have patience and a plan when pursuing their dream house in a tight market. You want to be able to strike quickly with a competitive offer and have a backup plan if you lose your bid, ... More
