AI and Your Mortgage: What Homebuyers Should—and Shouldn’t—Ask ChatGPT
If you’ve ever Googled something at 11p.m., just to avoid feeling unprepared, you get the appeal of AI. It doesn’t judge you for not knowing what “escrow” means, it’s available whenever you need it, and it’ll explain the same concept five different ways until it ... More
Summit Mortgage’s Toshie Metzger Recognized as AREAA Member Spotlight
Summit Mortgage is proud to celebrate Toshie Metzger, who has been recognized as the latest Member Spotlight by the Asian Real Estate Association of America (AREAA). More
Turning a Fixer Upper Home into Your Dream Home with a Renovation Loan
You've found the perfect home in the ideal location. The layout is just right, the neighborhood is exactly what you wanted, and you can already picture yourself living there. The only downside? It needs some serious TLC. The good news is you don't have to let a home's current condition ... More
Retirement Planning for Homeowners: What to Know Before You Retire
If you’re like most people, your home is likely one of the largest financial assets you own. As retirement approaches, your home can play an important role in your overall financial strategy. Whether you’re planning to stay put, downsize, or move to be closer to family, understanding ... More
Why Some Buyers Are Choosing Smaller Homes on Purpose
Is bigger always better? For decades, that was the general sentiment when it came to buying a home. More square footage, more bedrooms, and more storage space were common goals for many buyers. Today, however, a growing percentage of homebuyers are intentionally choosing smaller homes and in ... More
What Happens if Mortgage Rates Drop After You Buy?
A common question many homebuyers ask is, “What if I buy a home and then mortgage rates go down?” It’s a fair concern. Nobody wants to feel like they missed out on a better deal. The good news is that lower rates after closing don’t mean you’... More
Relocating for Work? How to Navigate Buying in a New City
Relocating, regardless of the reason, is typically an exciting time. But, if you’re also trying to buy a home at the same time, things can become complicated quickly. You’re juggling timelines, logistics, finances, and big decisions, often from a distance. The good news is that ... More
Minnesota Housing recognizes Sarah Zahler as a Top Producer
Plymouth, Minn. — Sarah Zahler at Summit Mortgage Corporation was named Top Producer by Minnesota Housing for their homeownership program loan production volume during 2025. More
Buying a home as a Self-Employed Borrower: What Lenders Look For
If you’re self-employed, you already know the tradeoff: more freedom, but less predictability. This is especially true on paper, and when it comes to securing financing for a home purchase, lenders tend to focus heavily on consistency and documentation. That doesn’t mean buying a home is out ... More