How Does a VA Loan Work? If you’re a service member and are looking to buy or refinance a home, consider applying for a VA home loan with Summit Mortgage. VA home loans are designed to help save you money and let you enjoy a smooth, hassle-free mortgage ... More
They say practice makes perfect. So you would think that buying a second home would be easier than buying the first. Well, not necessarily. While it’s true that you might have more insight into the process and have a better idea of what to expect, second-time homebuyers actually face a whole new set of challenges ahead. To help you ... More
How to Improve Your Credit Score by 100 Points in 45 Days (or Less!) Increasing your credit score is a popular topic that millions of people offer their advice on. Summit Mortgage has been dealing with credit scores for the last 25 years, so take it from us: not all of that information is accurate. According to Experian, More
When you think of the words “starter home”, what comes to mind? “Cheap”, “run-down” and “bad investment” are all popular associations with the term. However, Millennials are turning the notion of a starter home on its head. If you’re buying your first home ... More
To buy, or to rent. Which do you choose? More and more people are opting for the latter. In 2016, the Pew Research Center found that 65% of households headed by young adults were renting over buying. However, the top regret of renters was that they had not purchased a home. ... More
You’ve done it. The previous house has been sold, the new house has been bought. You’re done… right? Not quite. When relocating to a new home, the final step before settling in is the dreaded move. At Summit, we’ve closed 5,000+ homes in the last five years alone, so we know a thing or two about ... More
When looking for a mortgage, we’re well aware you have a lot of options. However, if knowledgeable loan officers, exceptional customer service, and a flexible process are some of your top priorities, the list really narrows down. Summit Mortgage Corporation is a privately-owned mortgage lender in Minnesota and industry leader, providing the ... More
If you’re thinking about buying a home, excitement is one of the first things you’ll experience. But underneath all that enthusiasm, there are certain to be plenty of questions lingering. Here are some common home buying concerns that might come up when you consider if you can afford a home – and six ways to get past ... More
It’s perfectly normal to be excited about finally purchasing the home you’ve always dreamed of. Now you’re ready to ditch the hand-me-down furniture you’ve used for years and pick up that new matching bedroom set. There’s only one problem. Your mortgage loan hasn’t closed yet. It’s common to think that buying ... More
Buying a home can be a daunting process for anyone, especially if you haven’t done it before. After finding your dream home comes the really stressful part, home inspections. During this process it’s a good idea to trust your gut. Remember, the home has been presented to accentuate its highlights and shadow its flaws. Bringing in ... More
