Borrowers that plan on living in their home for a while will turn to the comfort of a conventional loan with its low, fixed rate. If you’re looking to stay in your home for longer than five to 10 years, a fixed-rate conventional loan provides ... More
How Your Personal Finance Habits Impact Your Homebuying It can be difficult to purchase or refinance a home with a bad credit score. This leads people to ask: is there anything I ... More
Which Loan Is Best for First-Time Homebuyers? If you’re thinking about becoming a first-time homebuyer, you are probably wondering about mortgages. How much does a first-time homebuyer have to put down? How can I get a first-time homebuyer’s loan with no credit? More
It takes a lot more than a handshake and signature to get approved for a home loan, and that’s a good thing. Today’s approvals require an extensive amount of documentation, forms, and verifications to protect you and the lender. The objective is not to make buying your home ... More
How Does Someone Buy a Second Home? For a lot of people, owning a second home means owning a vacation home. Unless you've won the lottery, you’ll likely need a second mortgage to purchase one, and that can be expensive. Cost is why a vacation home remains ... More
So you know you want to buy a new home, but how do you even start looking? Once you’ve set your budget and contacted your personal loan officer More
Love is in the air, as are your dreams of life after your upcoming wedding. You’ve likely pictured your future a thousand times over. Maybe you and your soon-to-be spouse hope to purchase a condo in the city, a bungalow in a first-ring suburb, or a ... More
What Are the Requirements for a First-Time Homebuyer Loan? Are you curious if you qualify as a first-time homebuyer? Good. Let's begin with this: you don’t need to be purchasing your first home to be a first-time homebuyer. Confused? Don’t be, and don’t allow a ... More
Overwhelming. Stressful. Panic inducing. Exciting. Exhilarating. Fun. This combination of emotions isn’t unusual for homebuyers, whether you’re a first-time buyer or selling your current home while finding your next one. It takes a ... More
