Interest Rates are Up, So Why Buy Now?
Rising interest rates have caused some potential homebuyers to hit pause while shopping for a new house. It’s a predictable reaction to the cataclysmic swing ...
Don’t have a Summit Loan Officer yet? Find one near you.
Summit Mortgage employs some of the most experienced loan officers in the country. They know mortgage programs inside and out, and they’re dedicated to understanding your goals and needs so that you can enjoy the best possible home loan experience.
FInd a loan officerAlready have a Summit Loan Officer? Apply for a loan today.
Completing a loan application doesn’t have to be a stressful experience. Although regulations require us to ask for specific information, we designed our online application to be as simple and convenient as possible. Please select your Summit Loan Officer from the list below and click “Start My Application” to begin your loan application.
In the following sections, we’ve listed a few items to have handy that can help speed up the application process.
Information you’ll need to apply for a loan.
Property information
Be sure to have the property address, purchase price (or home value for refinancing), loan amount, and the type of property. If you don’t have a specific address yet, just the city and state will work for now.
Income sources
You’ll need your current and past employment history, two years worth of bank statements, and proof of income from sources that aren’t your employer such as social security, pensions, alimony, investments, or government assistance.
Assets and liabilities
Don’t forget to include your other accounts, real estate and vehicles owned, life insurance policies, and any other loans in your name.
Summit Mortgage loan officer tip
After submitting your application, you’ll be asked to provide the additional documents below. However, you can save time and keep the process moving forward by securely uploading these documents along with your application!
Additional documents required
- Your past two years of W-2s.
- Your past two years of tax returns (all schedules).
- Your past two months of bank statements (all pages).
- Your past 30 days of pay stubs.
- A copy of your driver’s license.
- Your business tax returns (if self-employed).
- Your purchase contract.
- Your realtor’s phone numbers (if applicable).
- Your insurance agent’s name and phone.
