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Category: Mortgage Basics (20 Articles)

November 17, 2022 | 4 minute read

Interest Rates are Up, So Why Buy Now?

  Rising interest rates have caused some potential homebuyers to hit pause while shopping for a new house. It’s a predictable reaction to the cataclysmic swing in the market since mid-2021.  As of November 2022, loan interest rates are More

November 4, 2022 | 5 minute read

Stop the Unwanted Spam that Follows a Mortgage Application

With apologies to Benjamin Franklin, there are certainties aside from death and taxes. One of them is junk mail and undesirable phone calls accompanying home-buying. This unwanted solicitation is spurred by the information available through public records as buyers seek financing approval and ... More

January 11, 2022 | 6 minute read

When Homebuyers Should Find a Mortgage Lender and Realtor

Overwhelming. Stressful. Panic inducing.  Exciting. Exhilarating. Fun. This combination of emotions isn’t unusual for homebuyers, whether you’re a first-time buyer or selling your current home while finding your next one.  It takes a ... More

December 28, 2021 | 3 minute read

5 Items To Wait To Buy Until After Your Mortgage Loan Closes

It’s perfectly normal to be excited about finally purchasing the home you’ve always dreamed of. Now you’re ready to ditch the hand-me-down furniture you’ve used for years and pick up that new matching bedroom set. There’s only one problem. More

November 9, 2021 | 4 minute read

Making the Winning Offer in a Seller’s Market

When inventory is low, buyers need to have patience and a plan when pursuing their dream house in a tight market. You want to be able to strike quickly with a competitive offer and have a backup plan if you lose your bid, ... More

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