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Category: Mortgage Basics (54 Articles)

November 27, 2024 | 3 minute read

Your First Home Can Be Your Dream Home

What comes to mind when you think of a “starter home”? Historically, the terms “Cheap,” “run-down,” and “bad investment” may have popped up. However, in recent years first-time buyers are turning the notion of a More

November 20, 2024 | 4 minute read

Holiday Spending vs Homebuying: How to Balance Your Budget

With the holiday season comes celebrations, traveling and gathering with loved ones. While this is a treasured time of year for many, it can be straining on a budget. Increased spending on gifts, decorations, parties and travel costs are to be expected during this time. If you’re planning to ... More

October 17, 2024 | 2 minute read

How And When to Refinance Your Mortgage

Understanding how and when to refinance your mortgage is crucial for maximizing savings and reaching your financial goals. Homeowners might consider refinancing for a variety of reasons based on their unique situation and circumstances. Most commonly, refinancing is done with the goal of securing a lower interest rate, shortening the ... More

October 4, 2024 | 3 minute read

Contingent vs Pending Property Listings

Throughout your house hunting journey, you’re likely to come across the terms “pending” and “contingent”. While they may seem interchangeable, these terms describe two different stages of the real estate transaction process. Understanding these terms is important to homebuyers as they can help determine how close a property is ... More

September 19, 2024 | 4 minute read

Secrets to a Smooth Homebuying Experience

Successfully navigating the homebuying process requires careful planning and attention. There are many steps involved in obtaining a mortgage, and it may seem daunting at first, especially for first-time homebuyers. Having a team of trusted professionals by your side to guide you through the process can help make the experience ... More

August 22, 2024 | 5 minute read

Understanding Mortgage Math: How to Use a Mortgage Calculator

For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More

July 16, 2024 | 4 minute read

Navigating a Low Inventory Housing Market

Even in an ideal market, finding the right home and getting an offer accepted can be a challenge for homebuyers. When inventory is low, it becomes even more crucial to have the right professionals by your side to ensure you have an effective strategy and understand how to compete in ... More

July 1, 2024 | 3 minute read

National Association of Realtors (NAR) Settlement: Key Takeaways

The recent National Association of Realtors (NAR) Settlement introduces significant changes to broker compensation practices in the real estate industry. The settlement requires greater transparency in broker commissions and aims to create a more competitive and fairer real estate market by eliminating practices that could potentially mislead homebuyers. The changes ... More

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