As home prices continue to rise and affordability becomes one of the biggest hurdles for buyers, a new idea has re-entered the national conversation: the 50-year mortgage. Supports argue that longer terms could ease monthly payments and help more Americans achieve homeownership. Critics warn it could make housing even more ... More
As the leaves change color and Fall begins to set in, the air isn’t the only thing that begins to cool. The real estate market also experiences this seasonal shift. While spring and summer are traditionally considered the “busy season” for home buying and selling, there are actually plenty ... More
When lawmakers can’t agree on a budget in time, a government shutdown can occur, forcing several parts of the government to “close their doors” until funding is restored. When a shutdown begins, Federal departments must furlough (temporarily lay off) nonessential employees and suspend many public services until a funding ... More
After years of rate hikes that stretched affordability thin, mortgage rates are finally showing signs of easing. For homeowners and buyers alike, this shift opens the door to opportunities that felt locked just a short time ago. But what exactly do lowering rates mean for your bottom line? Read on ... More
For years, the focus on home affordability has been dependent on two things: mortgage rates and home prices. Recently, a third factor has been quietly - but significantly - eating into monthly budgets: homeowners insurance. According to the Insurance Information Institute, the average annual homeowners insurance premium in the ... More
Buying a home is a milestone filled with excitement and, let’s be honest, a fair amount of stress. Between balancing budgets, paperwork, and the whirlwind of emotions, the last thing any homebuyer needs is a flood of unsolicited calls, texts, or emails as soon as they've applied for a ... More
After the “wait and see” year the mortgage industry faced in 2024, many were expecting and hoping to see lowering rates and improved inventory in the new year. So far, however, 2025 can best be defined as “steady, but shifting”. Over the last several months, we’ve seen rates ease some from ... More
Homeownership has long been considered a key part of the American Dream - serving as a symbol of stability, opportunity, and a major stepping stone to building generational wealth. But for far too many individuals and families, especially those from historically marginalized communities, that dream has remained out of reach. &... More
