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Adjustable Rate Mortgage (ARM) Loans

If you’re not buying your “forever home”, you could take advantage of lower rates for the shorter term. Not everyone plans to be in their home for 30 years or more. An Adjustable Rate Mortgage (ARM) loan is most often used for home buyers that don’t plan on staying in the home for the long haul and want a ... More

Jumbo Home Loans

For when your dream house in the perfect location runs a little higher than conforming loan limits. ($417,000) We’re here to help! Are you in the market for a home in an area where prices are above conforming limits? Is the current value of your home too high to refinance through conventional products? A Jumbo home loan from Summit Mortgage ... More

An Introduction to FHA Home Loans

FHA Loans - A Low Down Payment Option A favorite for first-time homebuyers, the FHA loan offers flexible qualifying and credit requirements along with a down payment as low as 3.5%. FHA Home Loans Originally aimed at first-time homebuyers, the government insured FHA home loans now offers an affordable, low down payment option that helps buyers with ... More

An Introduction to USDA Rural Home Loans

Dreaming of a Home Outside of the Big City? USDA rural home loans provide qualified home buyers in rural areas with 100% financing options including little or no money out-of-pocket. USDA Rural Home Loans Whether you’re dreaming of a life on a secluded ranch with a trout-filled river in your backyard or simply a home in ... More

Down Payment Assistance Program Options

Having a Hard Time Saving for a Down Payment? There are many programs available to help home buyers looking for some assistance with their down payment. Down Payment Assistance Programs For many first time buyers, saving for a down payment is one of the biggest challenges to home ownership. Summit Mortgage offers several programs that offer ... More

An Introduction to VA Home Loans

Thank You For Serving Our Country Get up to 100% home financing as part of your military service benefits. VA Home Loans First and foremost, VA home loans are a benefit that America’s veterans and active duty men & women have earned as part of their military service. This benefit provides access to home financing with ... More

Renovation Home Loans

It would be perfect if it only had an upgraded kitchen... Don’t Settle For Less Than Your Dream Home. Finance the home and your improvements with only one loan. Renovation Home Loans The location is perfect, the layout is just what you’re looking for and the bones are solid, but it needs some work ... More

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