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7 Steps To Buying Your First House

Are you ready to buy your first home? Right now, you’re probably feeling a mixture of excitement and nerves. That’s completely normal. The home buying process is long and complicated, and it can be confusing for first-time homebuyers like yourself who are about to take their first step into the unknown. If you’re prepared and have a ... More

Military couple in new home

Understanding VA Home Loans

How Does a VA Loan Work? If you’re a service member and are looking to buy or refinance a home, consider applying for a VA home loan with Summit Mortgage. VA home loans are designed to help save you money and let you enjoy a smooth, hassle-free mortgage ... More

The Top 5 Challenges of Second-time Homebuyers

They say practice makes perfect. So you would think that buying a second home would be easier than buying the first. Well, not necessarily. While it’s true that you might have more insight into the process and have a better idea of what to expect, second-time homebuyers actually face a whole new set of challenges ahead. To ... More

How to Increase Your Credit Score by 100 Points in 45 Days

Increasing your credit score is a popular topic that millions of people offer their advice on. Summit Mortgage has been dealing with credit scores for the last 25 years, so take it from us: not all of that information is accurate. According to Experian, the average American’s credit score in 2017 ... More

Your First Home Can Be Your Dream Home, Here’s How

When you think of the words “starter home”, what comes to mind? “Cheap”, “run-down” and “bad investment” are all popular associations with the term. However, Millennials are turning the notion of a starter home on its head. If you’re buying your first home ... More

7 Reasons Buying Is Better Than Renting

To buy, or to rent. Which do you choose? More and more people are opting for the latter. In 2016, the Pew Research Center found that 65% of households headed by young adults were renting over buying. However, the top regret of renters was that they had not purchased a home. ... More

10 Tips to Make the Move Go Smooth

You’ve done it. The previous house has been sold, the new house has been bought. You’re done… right? Not quite. When relocating to a new home, the final step before settling in is the dreaded move. At Summit, we’ve closed 5,000+ homes in the last five years alone, so we know a thing or two about ... More

The Top 6 Reasons You Should Choose Summit Mortgage

When looking for a mortgage, we’re well aware you have a lot of options. However, if knowledgeable loan officers, exceptional customer service, and a flexible process are some of your top priorities, the list really narrows down. Summit Mortgage Corporation is a privately-owned mortgage lender in Minnesota and industry leader, providing the ... More

How to Buy a Home When You Think You Can’t Afford It

If you’re thinking about buying a home, excitement is one of the first things you’ll experience. But underneath all that enthusiasm, there are certain to be plenty of questions lingering. Here are some common home buying concerns that might come up when you consider if you can afford a home – and six ways to get past ... More

5 Items To Wait To Buy Until After Your Mortgage Loan Closes

It’s perfectly normal to be excited about finally purchasing the home you’ve always dreamed of. Now you’re ready to ditch the hand-me-down furniture you’ve used for years and pick up that new matching bedroom set. There’s only one problem. Your mortgage loan hasn’t closed yet. It’s common to think that buying ... More

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