Justin Neal

Justin Neal is a Mortgage Loan Originator with Summit Mortgage Corporation NMLS #1041, helping homebuyers make smart financing decisions with clear guidance and dependable execution.

With over 27 years of experience in the mortgage industry, Justin has helped hundreds of families successfully purchase homes, refinance existing mortgages, and finance new construction. His clients value his ability to simplify complex mortgage decisions and provide practical advice that keeps transactions moving smoothly from application to closing.

Justin believes informed buyers make better financial decisions, which is why he focuses on educating clients about their options and explaining the mortgage process in plain English. His goal is to make sure borrowers feel confident about both the loan they choose and the strategy behind it.

He works with homebuyers throughout Minnesota and other states where he is licensed, assisting clients with conventional, FHA, VA, and other specialized mortgage programs.

Justin often recommends educational resources such as Welcome Home: The Ultimate Guide for Home Buyers (published January 2019) to help buyers better understand the home financing journey and what to expect along the way.

Based in Coon Rapids, Justin proudly helps clients throughout the Twin Cities and beyond with home purchase loans, refinancing, and new construction financing.

Outside of the mortgage business, Justin enjoys spending time with family, playing disc golf, and performing stand-up comedy.