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Apply for a loan with Matt

Matt Olson

Branch Manager | NMLS: 220056

Hi, I’m Matt.

I have worked in the bank & finance industry since 2001 and specialized in mortgages ever since 2003. I enjoy the challenging fast-paced competitive environment of the mortgage industry, putting complicated deals together, and getting to know clients on a more personal level. It is very rewarding to me when I make someone’s housing dreams happen. Outside of work I enjoy the outdoors (hunting, fishing, golf & skiing) and spending time with my wife and 4-year-old son.

Down Payment Assistance Programs

  • MN Housing Start-Up Program: Providing first-time homebuyers with deferred interest-free down payment assistance or a fixed-rate monthly payment loan on a 10-year term.
  • MN Housing Step-Up Program: Providing repeat borrowers and first-time homebuyers with down payment assistance in a fixed-rate monthly payment loan on a 10-year term.
  • First-Generation Programs: Providing eligible first-generation homebuyers in Minnesota deferred interest-free forgivable down payment assistance.

Explore These Down Payment Programs

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Resources for homebuyers

Understanding the loan process

The loan process will be different for every homebuyer. We’re here to help answer your questions and show you how to buy a house.

Summit Mortgage blog

Contingent vs Pending Property Listings

Throughout your house hunting journey, you’re likely to come across the terms “pending” and “contingent”. While they may seem ...

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