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Category: First Time Homebuyer (67 Articles)

October 4, 2024 | 3 minute read

Contingent vs Pending Property Listings

Throughout your house hunting journey, you’re likely to come across the terms “pending” and “contingent”. While they may seem interchangeable, these terms describe two different stages of the real estate transaction process. Understanding these terms is important to homebuyers as they can help determine how close a property is ... More

September 19, 2024 | 4 minute read

Secrets to a Smooth Homebuying Experience

Successfully navigating the homebuying process requires careful planning and attention. There are many steps involved in obtaining a mortgage, and it may seem daunting at first, especially for first-time homebuyers. Having a team of trusted professionals by your side to guide you through the process can help make the experience ... More

September 5, 2024 | 3 minute read

Strategies for Securing a Lower Mortgage Rate

Mortgage interest rates are often at the forefront of homebuyers’ minds, and for good reason. For most homeowners, mortgage payments represent the largest monthly obligation in their budget. Even a small difference in rate can have a significant impact on monthly payment amounts, so getting the best deal is important! More

August 22, 2024 | 5 minute read

Understanding Mortgage Math: How to Use a Mortgage Calculator

For many of us, buying a home is one of the biggest financial decisions we make in our lifetime. Understanding what goes into a mortgage payment, and the math involved in the mortgage process will help you make more informed decisions throughout your home-buying journey and beyond. Whether you’re ... More

July 16, 2024 | 4 minute read

Navigating a Low Inventory Housing Market

Even in an ideal market, finding the right home and getting an offer accepted can be a challenge for homebuyers. When inventory is low, it becomes even more crucial to have the right professionals by your side to ensure you have an effective strategy and understand how to compete in ... More

July 1, 2024 | 3 minute read

National Association of Realtors (NAR) Settlement: Key Takeaways

The recent National Association of Realtors (NAR) Settlement introduces significant changes to broker compensation practices in the real estate industry. The settlement requires greater transparency in broker commissions and aims to create a more competitive and fairer real estate market by eliminating practices that could potentially mislead homebuyers. The changes ... More

June 5, 2024 | 3 minute read

Pre-Pandemic Home Prices: What This Means for Buyers

In mid-2020, home price growth reached historic levels, with the year-over-year (YoY) index demonstrating a huge increase in property values. For much of the pandemic, mortgage rates were also at near-historic lows, which helped to offset some of the impacts of rapid home price growth. More

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