During your homebuying process, you’ll have a close relationship with your personal lender. After closing day, however, your loan will be managed by a loan servicer who may or may not be the lender who assisted with your loan during the home buying process. Either way, the loan servicer ... More
Before you start looking for your first home, you’ll want to meet with your lender for mortgage pre-approval. This is an essential first step to secure most types of loans, including conventional, fixed-rate home ... More
Does this sound like you? Retirement is fast approaching (or already here), your kids have successfully transitioned into adulthood, and you have abundant equity in your home. You are ready for a fresh start, to downsize, and to think about cashing in on all that equity. More
Congratulations! After a house-hunting marathon, you’ve finally reached the home stretch (no pun intended). All that’s left to do is go through the closing process. More
Searching for your dream home should be fun, but it’s easy to get weighed down by an endless sea of unfamiliar abbreviations like “APR,” “PMI,” or “LTV.” For this reason, first-time homebuyers often find the process daunting or unachievable. The good news is that there are ... More
When you follow these eight first-time homebuyer tips, you’ll make your first home buying experience go as well as possible. You’ll also avoid many of the most common mistakes that can cause a deal to fall apart at the last moment. More
Rising interest rates have caused some potential homebuyers to hit pause while shopping for a new house. It’s a predictable reaction to the cataclysmic swing in the market since mid-2021. As of November 2022, loan interest rates are More
With apologies to Benjamin Franklin, there are certainties aside from death and taxes. One of them is junk mail and undesirable phone calls accompanying home-buying. This unwanted solicitation is spurred by the information available through public records as buyers seek financing approval and ... More
