As a homeowner, your property isn't just a place to live—it's a valuable asset. One way to tap into this value is through a cash-out refinance. This financial tool can provide funds for various needs, but it's essential to understand how it works and whether it's the right choice ... More
What FICO Credit Scores Do Mortgage Lenders Use? Your credit score is a critical factor in determining if you can purchase a house, what programs you will qualify for, how much you’ll need to have saved for a down payment and what interest rate you’ll pay ... More
If you’re currently renting, the idea of homeownership and taking on the responsibility of a mortgage may seem overwhelming. While buying your first home is a major milestone that requires careful planning and ongoing attention, it isn’t a decision you have to make alone. More
It seems like everyone has a side hustle these days. With the cost of living through the roof and the price of just about everything seemingly on the rise, many of us are looking for ways to boost our earnings, reduce our living expenses, and make “adulting” just a little ... More
As the year comes to an end, you may be beginning to think about your financial goals for the new year. As aspiring homeowners, saving for a ... More
The “Do’s & Don’ts” of the home loan process Increased federal and state regulations governing today’s mortgage financing, both lenders and borrowers are having to work within stricter guidelines. Unstable rates also can make the process a bit more touchy as rate changes can affect ... More
With the increased federal and state regulations governing today’s mortgage financing, both lenders and borrowers are having to work a little harder to meet the guidelines to secure a mortgage loan approval. To improve your loan approval experience, here are some helpful tips and good habits you ... More
Before applying for a mortgage, borrowers need to build a plan for how they are going to manage their credit going into the mortgage application process as well as while they navigate through it. Lenders review credit reports for both credit score and credit habits as well as ... More
