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Tag: loan options (63 Articles)

Mar 27, 2026 | 4 min. read

Summit Perspectives: Spring 2026 Housing Market Update

As the snow continues to melt and the sunshine lasts through your evening commute, another natural cycle begins to shift - the Spring housing market.   Balancing affordability pressures, rising inventory, and renewed buyer interest, the Spring 2026 housing market is primed for launch after several years of elevated mortgage rates ... More

Feb 11, 2026 | 5 min. read

Getting The Lay of The Land Trusts

If you’ve been keeping an eye on the housing market, you’ve probably noticed one thing: buying a home feels harder than it used to. Rising prices, limited inventory, and growing competition have pushed homeownership out of reach for many would-be buyers. That’s where community land trusts come ... More

Dec 23, 2025 | 4 min. read

Why Assumable Loans Are Making Headlines – And What They Mean For You

In a housing market defined by higher interest rates, lower inventory, and fierce competition, a once-overlooked mortgage feature is suddenly in the spotlight: assumable loans.   If you‘ve heard the term trending in real estate circles or seen headlines about buyers chasing “unicorn” mortgage rates, you’re not imagining ... More

Dec 7, 2025 | 3 min. read

Longer Terms, Lower Payments? Understanding the 50-Year Mortgage Debate

As home prices continue to rise and affordability becomes one of the biggest hurdles for buyers, a new idea has re-entered the national conversation: the 50-year mortgage. Supports argue that longer terms could ease monthly payments and help more Americans achieve homeownership. Critics warn it could make housing even more ... More

Oct 23, 2025 | 2 min. read

The Impact of Falling Rates on Refinancing and Home Buying

After years of rate hikes that stretched affordability thin, mortgage rates are finally showing signs of easing. For homeowners and buyers alike, this shift opens the door to opportunities that felt locked just a short time ago. But what exactly do lowering rates mean for your bottom line? Read on ... More

Aug 26, 2025 | 2 min. read

Facing the Divide: How we can create a more equitable housing market

Homeownership has long been considered a key part of the American Dream - serving as a symbol of stability, opportunity, and a major stepping stone to building generational wealth. But for far too many individuals and families, especially those from historically marginalized communities, that dream has remained out of reach. &... More

Aug 8, 2025 | 3 min. read

From Renter to Homeowner: Budget Impacts to Consider

Becoming a homeowner means more than just buying four walls and a roof to call your own. Transitioning from renting to owning a home represents an investment in your future and is one of the most exciting financial milestones in life.   Before taking the leap, however, it’s important ... More

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