Summit Mortgage’s Toshie Metzger Recognized as AREAA Member Spotlight
Summit Mortgage is proud to celebrate Toshie Metzger, who has been recognized as the latest Member Spotlight by the Asian Real Estate Association of America (AREAA). More
Turning a Fixer Upper Home into Your Dream Home with a Renovation Loan
You've found the perfect home in the ideal location. The layout is just right, the neighborhood is exactly what you wanted, and you can already picture yourself living there. The only downside? It needs some serious TLC. The good news is you don't have to let a home's current condition ... More
Relocating for Work? How to Navigate Buying in a New City
Relocating, regardless of the reason, is typically an exciting time. But, if you’re also trying to buy a home at the same time, things can become complicated quickly. You’re juggling timelines, logistics, finances, and big decisions, often from a distance. The good news is that ... More
Stacking Strategies: Combining Down Payment Assistance + Seller Credits
Many first-time homebuyers are already used to making a significant monthly rent payment. So, it’s not usually the monthly mortgage payment that stands as a barrier to homeownership. More often, it’s the significant amount of upfront cash needed to cover a down payment and the closing costs on ... More
Summit Perspectives: Spring 2026 Housing Market Update
As the snow continues to melt and the sunshine lasts through your evening commute, another natural cycle begins to shift - the Spring housing market. Balancing affordability pressures, rising inventory, and renewed buyer interest, the Spring 2026 housing market is primed for launch after several years of elevated mortgage rates ... More
Getting The Lay of The Land Trusts
If you’ve been keeping an eye on the housing market, you’ve probably noticed one thing: buying a home feels harder than it used to. Rising prices, limited inventory, and growing competition have pushed homeownership out of reach for many would-be buyers. That’s where community land trusts come ... More
Why Assumable Loans Are Making Headlines – And What They Mean For You
In a housing market defined by higher interest rates, lower inventory, and fierce competition, a once-overlooked mortgage feature is suddenly in the spotlight: assumable loans. If you‘ve heard the term trending in real estate circles or seen headlines about buyers chasing “unicorn” mortgage rates, you’re not imagining ... More
Longer Terms, Lower Payments? Understanding the 50-Year Mortgage Debate
As home prices continue to rise and affordability becomes one of the biggest hurdles for buyers, a new idea has re-entered the national conversation: the 50-year mortgage. Supports argue that longer terms could ease monthly payments and help more Americans achieve homeownership. Critics warn it could make housing even more ... More
