As a mortgage loan officer, your job is to help make people’s dreams come true. But what about your dreams? Are you looking out for yourself? Are you investing your time, talent and efforts into a company you can be proud of? Are you being acknowledged for your accomplishments ... More
As you are keenly aware, there are a number of factors that have reshaped the home loan industry over the last decade. While new laws, regulations, loan program changes, and lender consolidations have all played significant roles, perhaps nothing has had the dramatic impact of digital home loan apps. Some ... More
A growing family doesn't necessarily need to start looking for a larger home. In fact, the best home option could be the one they are already living in, providing they can afford to make a few renovations. In many situations, it’s more affordable to improve the home you currently ... More
When the time comes to purchase a first home, questions about financing and down payments are sure to arise. The buyer will be asking how much money should I save to buy a home? Parents often wonder how they can help their grown children pay for a home. And everyone ... More
Maybe you have a new baby on the way. Perhaps you adopted a child. It could be that you have an aging parent who will be moving in with you. There are plenty of reasons why your family may be growing. ... More
If you have aging parents, it’s likely you’ve had conversations about their current and future living conditions. Most aging parents hope to stay in their home for as long as possible. Doing so helps them retain a sense of independence. However, they will likely reach a stage when ... More
Is Buying a House While Pregnant Wise? Buying a home always comes with challenges and obstacles. If you’re in the process of buying a house and having a baby at the same time, those challenges multiply. The same ... More
Do Second-Time Homebuyers Need a Down Payment? The quick answer is yes, it is almost certain that you will need a down payment. How much do you have to put down on a second home? That answer will depend ... More
How Much Can I Borrow With a 700 Credit Score? A high credit score is your golden ticket to a low-interest rate home loan. So if you are among the nearly 58% of Americans with ... More
