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The Top 5 Reasons You Should Choose Summit Mortgage

June 15, 2025 | 2 min. read

When looking for a mortgage, we’re well aware you have a lot of options. However, if knowledgeable loan officers, exceptional customer service, and a flexible process are some of your top priorities, the list really narrows down.

Summit Mortgage Corporation is a privately-owned mortgage lender in Minnesota and industry leader, providing the full spectrum of mortgage products to a variety of potential home-buyers. Since 1992, we’ve consistently helped our customers make buying their dream home a reality. Check out these five reasons for choosing Summit:

Guiding You Home
Complete our Quick Start Form and we’ll connect you with a loan officer that matches your specific needs. They’ll provide a free consultation and guide you through every step of the loan application process.
  1. Wide array of products

Summit proudly offers the full spectrum of products on the market, including Conventional, FHA, VA, USDA, Home Renovation, Jumbo, Home Equity and state bond programs/down-payment assistance options. We also have a full array of non-qualified mortgage products such as Debt Service Ratio Coverage (DSCR) and Bank statement loans to name a few.

  1. Wide reach & ease of use

Being a mortgage lender means we have direct access to over 25 of the largest, most competitive investors in the country, and we have the ability to choose amongst them to get you the best pricing.

In addition to saving money, you’ll also save time.  We have our own in-house underwriting and closing departments to provide you with a more reliable and consistent speed of service.

  1. Local connection with national reach

At Summit, you truly get the best of both worlds. You’ll experience the friendliness and personal care of a local lender while still gaining the benefits of working with a company that has national reach.

  1. Seasoned, consistent lending

With more than 30 years in mortgage lending and more than 14,000 closed loans in the last five years, it’s safe to say we know how to get loans closed! We’ve worked with first-time buyers to seasoned homeowners offering nearly all product options available in the marketplace – we’re confident that no situation will throw us off.

  1. Clients love us

When a company keeps its promises time and time again by getting the job right, it ends up feeling like more of a partnership than a service. A large number of our past clients have referred their friends and family to us for their home loan financing. Check out what one of our customers said about working with Summit:

“I am a first-time homebuyer and didn’t know what to expect at all. Cheldon and the team at Summit were able to answer all my questions patiently and quickly. I know I asked A LOT of questions…but I appreciated that all my questions were answered without hesitation or irritation by anyone at Summit, and they seemed more than happy to help.”
– Leenor A., Maple Grove, MN

Getting a mortgage can seem like a nerve-wracking and time-consuming activity for borrowers at first. However, by having a corporate team that focuses on the customer experience, Summit’s loan officers are able to help smooth the path to closing loans.

Looking to take the first step toward getting a new home? Complete our Quick Start Form and we’ll connect you with a loan officer that matches your specific needs. They’ll provide a free consultation and guide you through every step of the loan application process.

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